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The Financial Planning Expert

@The_MoneyGuru

Sharing all the tips found in my industry experience. DM with questions📈. IG:TheFinancialPlanningExpert

Joined January 2023
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With my industry experience, my goal is to educate and inspire individuals to reach financial freedom. The first 100 people to retweet this tweet (must also follow) will be entered to win a copy of The Power of Zero.


The biggest tax benefit to the HSA is tax-free compounded growth inside the account, yet I see so many people who pull from that account the first chance they get. Invest those funds & let them compound for 20-30 years. You’ll have more tax-free dollars


Bad with money/ not good with communication. Finances are the number one reason for divorce. A couple that plans together, stays together 🚻

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Never stop learning. If you’re not growing, you’re going backwards

I am addicted to learning because the right information can change your life.



The Financial Planning Expert Reposted

About 18% of the world population owns a car In the US we frequently feel our financial worth is defined by how nice our car is, but the fact is just owning a car (any car) means you’re rich by comparison I’m happy with my 2010 paid off car


Financial Planning is a lot like running a business. If you want to increase profits (cash flow), you have two options. 1) Increase revenue (income) 2) Decrease expenses (spending money) #FinancialPlanning #CashFlow


The Financial Planning Expert Reposted

Before you buy: - Yachts - Nice cars - Jewellery Your goal should be to: - Retire your parents - Build generational wealth - Set up your family for a good life Too many people prioritize the luxuries before the requirements.


Accessibility to cash (liquidity) is king. Right now I have a $500,000 brokerage account. I have a line of credit on that account that allows me to access 50% of that account value at any point without selling my investments. Make yourself your own bank.

Some people say "cash is king." I say "cash flow is king"



🙌🏼🙌🏼🙌🏼

I often have to inform potential clients that because the person who caused the wreck was not insured there is nothing we can do. It is not fair to be stuck with medical bills when you did nothing wrong. People deserve to know more about uninsured motorist coverage.



PSA: for anyone that did not max out their Roth IRA contribution for 2022, you have until April 15th, 2023 to make contributions for 2022. Don’t miss out! #financialplanning #taxfree #RothIRA


The Financial Planning Expert Reposted

“The time to buy is when there’s blood in the streets.” — Baron Rothschild


Same goes with investing & compounding interest. When you delay investing, you don’t miss out on the 10% return on the first $1 you invest. You miss out on the 10% return on the millions you have later down the road. Start early 📈 #PersonalFinance #Investing

The thing with procrastination is, You think you are postponing the effort When you are actually postponing the results.



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