Rosemarie Ashley, NMLS #1112113
@Home_Loan_RoProviding state-of-the-art technology with point-of-sale expertise and exceptional customer service through Legacy Mortgage, NMLS #1759275, Equal Housing Lender
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October Surprise! #mortgage #refinance time has arrived because #creditcard debt exploded. It can get spooky looking at double digit rates with maxed out balances & stagnant wages. But #homeequity is strong so people drowning in debt can save hundreds (or thousands) monthly.
Markets tend toward balance. In #realestate, the #sellersmarket might be over. realtor.com/news/trends/mo…
Why would anyone consider #refinancing into a higher #interestrate? #DebtConsolidate and lower the blended interest rate and monthly payments. housingwire.com/articles/refi-…
Attention: #homebuyers and #homesellers Supply and demand in the #realestatemarket sets market value. When inventory sits on the market longer, it is usually a sign the market is moving toward balance. redfin.com/news/stale-inv…
#MortgageTips for #HomeBuyers, #Homeowners and #realtors. Senate Amendment 2358 would add the Homebuyers Privacy Protection Act of 2024 to the 2025 National (NDAA) that would curtail the use of trigger leads. newslink.mba.org/mba-newslinks/…
Did you ever wonder about the mysterious procedure called #mortgage processing and how it affects real estate transactions? Knowledge is power. Learn about what is required and how it affects a seamless transaction. youtube.com/watch?v=wjzvNu…
When #buyingahome, determine what you want verses need. When I bought my first house, I wanted 2 full bathrooms. I NEEDED 1 full bath + an additional toilet. The house I bought had 1 full bathroom plus a tiny half bathroom I remodeled to look cute.
I met with a customer to gather online documents. She preferred bringing her laptop, signing in & having me get "what you need". Later she told me how much she appreciates everything we are doing. Tears came to her eyes when I explained "This is how we define customer service".
#Mortgage processing explained with industry expert insight to help #homebuyers understand and prepare for success. Part 1 is now available at the link below. youtube.com/watch?v=8k690I…
Mary from #selfimprovement HQ practical guide to power podcast produces #roadtohomeownership series where we discuss #loanofficer negotiation support including #prequalification and #Preapproval for certainty in the #homebuying process. youtube.com/watch?v=GK58W7…
#mortgagetips: #mortgage #preapproval is based on a snapshot of your finances. A change in circumstance can affect terms or disqualify #homebuyers from #homeloans. Refrain from changes affecting financing after you #prequalify before speaking to your #loanofficer.
If you're thinking of #buyingahome, condos offer unique benefits and challenges, and affect the sale price you can be #preapproved for #mortgage financing.
One of the often overlooked perks of #homeownership is the joy of perennial planting. When I decided to #buyahome, I planted a couple of flowers and every year they come back stronger. I took the picture below from my back yard yesterday.
Whether you are a #firsttimehomebuyer or looking for a #moveuphome, #2ndhome, #investmentproperty, thinking of #Downsizing or need to #refinance, #mortgagefinancing can be confusing. Cut the #homebuying journey in byte-size pieces with your #mortgageexpert explaining every step.
#MortgageTips101 : Discount points buy lower than market #mortgageinterestrates. housingwire.com/articles/cfpb-…
#housingmarket UPDATE To any #firsttimehomebuyer who wants to be a #homeowner and everyone interested in #HomeSelling, this article gives #realestatemarket insights. realtor.com/news/trends/ho…
Who has time to #prequalify for #mortgage financing? Gathering documents for #preapproval, deciding on #homesearch parameters and #lookingforhome, #buyingahome can feel like a part-time job. Work with a #mortgageloanofficer who accommodates your busy schedule. #mortgagetips
#mortgagetips: Court ruling may affect how some real estate agents are paid, limiting #homebuyers being represented by a #buyersagent. mpamag.com/us/business-ne…
#realestatetips: Time is of the essence Even #homebuyers with a #preapproval from a #MortgageExpert face tough competition with tight inventory and #multipleoffers. Every top #RealEstateNegotiator works with a trusted #mortgagebroker who provides service when you need it most.
Attention #Homebuyers. When getting #preapproved for #mortgage #financing, keep everything the same or ask your #loanofficer.
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