Holly Rossell
@AAG_InsuranceFor over 50 years, Action Insurance Service has been delivering insurance and financial services. Check us out for Helpful insurance tips and fun!
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Our Oxford Agency Location is Hiring. Join our Team, Apply today. New Business Processer link: ziprecruiter.com/job/0de43dcd Sales Agent: ziprecruiter.com/job/f290407c
Reminder: The Medicare and ACA Health Insurance open enrollment periods have begun. Please contact us with any questions you might have.
Fast Fact: The Affordable Care Act (ACA) was signed into law by President Barack Obama on March 23, 2010. The law establishes minimum standards for health insurance policies and mandates that everyone purchase some form of health insurance.
Feeling overwhelmed about your insurance options? We are here to educate you on your options!
Tax Forms 101: 1095 – Proof of health insurance, required under the Affordable Care Act (ACA). Most taxpayers will no longer receive this form, unless you get your insurance through the Healthcare Marketplace.
A “Participating Provider Option (PPO): is a health plan that supplies services at a higher level of benefits when members use contracted health care providers.
You qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child, or if your household income is below a certain amount.
Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan.
Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This includes emergency treatment, hospital stays and medical exams.
The primary requirements for an HRA are that (1) the plan must be funded solely by the employer and cannot be funded by salary reduction, and (2) the plan may only provide benefits for substantiated medical expenses.
Reminder, the “Waiting period: is the period of time that an employer makes a new employee wait before he or she becomes eligible for coverage under the company's health plan.
Flexible spending accounts, or FSAs, will allow employers and employees to expand the tax-saving benefits of a premium only plan. They also enable companies to provide superior health care benefits, increasing employee satisfaction, and retention.
"By being yourself you put something wonderful in the world that was not there before."
Fast Fact: Health Savings Accounts help you save money on unavoidable expenses and build investment savings for your retirement.
Reminder, an HMO is a type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO.
HSA contributions are tax-deductible and distributions are tax-free (for qualified medical expenses). Traditional IRA distributions, on the other hand, are taxable. So it often makes sense to maximize HSA contributions over Traditional IRA contributions.
Important Reminder: The Medicare annual enrollment period runs from 10/15 through 12/7/2024. Please contact us for a no-cost consultation.
The primary requirements for an HRA are that (1) the plan must be funded solely by the employer and cannot be funded by salary reduction, and (2) the plan may only provide benefits for substantiated medical expenses.
Confused about your options? The Medicare Annual Enrollment Period will begin on October 15th. Please contact us for a no-cost consultation.
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