@raytheIFA Profile picture

Ray Tammam APFS

@raytheIFA

Chartered Financial Planner and Independent Financial Adviser specialising in Pension and Investment advice @FairstoneGroup and a member of the BNI organisation

Joined September 2013
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Ray Tammam APFS Reposted

Renewables evolution or revolution? Pace of tech investments will decide reut.rs/3fj53rU

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Ray Tammam APFS Reposted

Last time core US prices were rising this rapidly (3% a year) was in January 1996. John Major was still prime minister, and losing ground to an ambitious youngster called Tony Blair. It was a long, long time ago


Ray Tammam APFS Reposted

European leaders hope to spur a renaissance in train journeys to drastically cut carbon emissions from air travel. This is their plan trib.al/XFNKcFP


Ray Tammam APFS Reposted

We’re aware of a scam targeting the Self-Employment Income Support Scheme. It requests personal info e.g. from a passport or Driving Licence, to obtain a ‘SEISS tax refund’. This is a scam – delete the message. 🛈 For how to spot scams visit: gov.uk/guidance/ident…

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Ray Tammam APFS Reposted

The lasting effect of the pandemic on law firm hiring policies – and a candidate’s options – looks set to be profound, writes Katharine Freeland: lawgazette.co.uk/features/candi…


Ray Tammam APFS Reposted

#QuestionOfTheWeek: What most resembles your market outlook from the rest of the year? bit.ly/3qESpHL


Ray Tammam APFS Reposted

It’s almost 100 days since Britain completed its split from the EU — almost 5 years after the referendum vote — and a clearer picture of the consequences is starting to emerge trib.al/H2tuu6W


Ray Tammam APFS Reposted

VW's Skoda aims for 2021 rebound, plans electric car investments reut.rs/3cZhVm1

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Ray Tammam APFS Reposted

As high-flying #growthstocks come back to earth, look for companies with more consistent return drivers. #ABInsights


Ray Tammam APFS Reposted

The rotation into cyclical stocks since November has further to go, Goldman Sachs says trib.al/UinrlQB

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Contact me with any investment queries.

Fund managers no longer cite Covid-19 as number one "tail risk" for the first time in 12 months, according to the closely watched BoA monthly survey

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Ray Tammam APFS Reposted

GE with the $30 billion sale of its jet-leasing business is shaking off one of the last vestiges of GE Capital, a onetime market behemoth trib.al/7xlISih


For Business owners

The government's new Help to Grow: Management scheme provides world-class training for leaders of small and medium sized businesses. Take your business to the next level. Register your interest: orlo.uk/RzCq1 #Budget2021 #PlanForJobs

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Ray Tammam APFS Reposted

The state pension will rise by 2.5% in the 2021-22 tax year, equating to a boost of £228.80. #Budget2021 which.co.uk/news/2021/03/b…


Ray Tammam APFS Reposted

ASI’s research institute share their wide-ranging insights into one of the world’s most pressing challenges ow.ly/Hj1Z50DCsZf


Ray Tammam APFS Reposted

Carnforth firm completes major contract for government air defence systems trib.al/3KMc3E9


Ray Tammam APFS Reposted

#CreditMarkets have staged an epic rebound, but we believe there may be more room to run in 2021. #Bonds #ABInsights


Ray Tammam APFS Reposted

The latest episode of ‘The penny drops’ podcast sees host @andrea_fox join @joshwiddicombe and @GECFrost to reflect on 2020 and talk #money tips, habits and goals to set us up for the year. Listen now: ow.ly/BHIj50DjKSr

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Ray Tammam APFS Reposted

We continue to support consumers during the #coronavirus pandemic by extending mortgages and consumer credit guidance, and consulting on a raised £100 contactless payments limit. Read our statement for more detail fca.org.uk/news/statement…

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Have you had your investments reviewed independently in the last 12 months? If not - contact me on 01614254852 or ray.tammam@fairstone.co.uk for a free initial consultation

Liberia’s government expects talks with ArcelorMittal to yield an agreement to invest $800 million in the West African nation trib.al/rDE8T3J



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