QuietRichy's profile picture. Just a Dad in Debt (of Time). Done with hustle porn and financial fluff.

Quietly Rich Dad

@QuietRichy

Just a Dad in Debt (of Time). Done with hustle porn and financial fluff.

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A Dad in Debt (of Time) is a man who’s rich in all the wrong currencies. – He gives his best hours to meetings that don’t matter – Buys toys to silence guilt instead of building memories – Says “Not now” more times than “I love you” I was that Dad. Until I learned that presence…


Since becoming a dad, I’ve realized working single moms are absolute superheroes. But single married mothers? They deserve a damn national holiday. They got a husband, sure. Somewhere between the couch and his phone... a Roomba would be more helpful.


Nobody gives a damn how “hard” you work. Not your boss. Not your bank. And definitely not your kid staring at your empty chair.


If you're always working for your family… and they're growing up without you… Who the hell are you actually working for?


The other day a friend told me: "My wife thanked me for giving the kids a bath." Excuse me? Thanked you… for parenting? We live in a time where the bar for being a “good dad” is on the floor. Don’t get drunk. Don’t yell (too much). Don’t “help,” just “pitch in.” And guess…


Where were you the last time your kid had a fever? - Did you ask for permission to be there? - Did you sneak calls from the bathroom while they cried in the other room? - Did you feel useful because you answered a message before bedtime? Let me guess. You told yourself you were…


Your kid had a fever. You asked for permission. Read that again.


One day you’ll be begging an AI to recreate their voice. We’re spending $2,000 on phones and still forgetting to use them like it matters. Record the damn video. Then watch it with them… while you still can.


Dads out there… Maybe your roles aren’t cooking and cleaning (which, let’s be honest, shouldn’t automatically fall on her anyway). But if you’re a dad, your role isn’t optional, and you sure as hell have to do something. P.S. The bar for “good dad” is still way too low if…


Most people don’t want freedom. They want comfort. A safe job. A predictable life. Because freedom’s expensive. Not in money. In courage. And most would rather complain than pay that price.


Most of us were raised disciplined (the old way), and we’re still unpacking that shit in therapy. I want a happy, wild, self-trusting little savage. Yeah, it'll be harder for me as a parent, but I want them to know who they are before the world tells them who to be.


I worked through tired. Through sick. Through birthdays. That’s how deep the lie goes: “You’ll rest once you earn it.” I believed it. 10 years of grind to buy my way out. To earn the right to say f**k you to meetings, and yes to breakfast with my kids. But let’s not…


Good relationships evolve. Bad ones just survive. Same fights. Same tension. Same hope that “maybe next week will be better.” Know the difference before you waste your best years calling it “loyalty”. Because love shouldn’t feel like a second job.

Good relationships get better with work. Bad relationships need constant work just to stay the same. ㅤ The trick is knowing which kind of relationship you’re working on.



People talk about “generational wealth” like it’s a tombstone feature. You want to change their life? Do it when they still believe they can change it.

When it comes to leaving an inheritance, focus on timing, not size. Most children would rather have an extra $100k in their 20s than an extra $500k in their 60s.



If a father tells you that fatherhood ruined his life… he’s not talking about fatherhood. He’s talking about everything he never fixed before it. The job he hated. The partner he settled for. The dreams he ghosted. And now he wants to pin it on a toddler? Miss me with that.…


One day you'll start giving your kid the advice you used to ignore... That’s called healing. Or hypocrisy. Sometimes both.

One of the strangest benefits of having kids is that it makes it much easier to figure out what advice to give people. You just ask "What would I tell my kids?"



Calling rentals “passive income” is like calling parenting “weekend babysitting.” Sounds cute, until you're the one cleaning up someone else’s mess at midnight. Sure, the cash flow can be passive… if you pay a property manager, a handyman, a plumber on speed dial, and you…


Voluntary, present, supportive grandparents? It’s not just help, it’s life infrastructure. I say this as an expat, with twin toddlers and no family within 2000 km. No weekends off. No last-minute babysitter. No “can you just watch them for an hour?” This isn’t self-pity. It’s…


As a dad, I’ll tell you the truth: wealth isn’t a number. It’s walking out of a meeting to handle a full-blown crisis over the wrong colored cup and knowing no one can say a damn thing about it. Money’s great. But freedom to choose the when, where, what, and with who? That’s a…

Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it.



It’s hard to explain what happens when you have kids. You think you’ll stay the same guy.... just with a baby monitor, a car seat, and maybe a little less sleep. Yeah… no. Having kids doesn’t just shift your priorities. It body-slams your ego. For me, it exposed something…


Build a business (or a career if you want) your kid doesn’t have to compete with. It doesn’t mean less ambition. It means your ambition finally answers to something bigger than ego.

The true definition of wealth is building a daddy-first business for your kids.



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